What term describes a home where no one is currently present?

The term that best describes a home where no one is currently present is "unoccupied." This term specifically indicates that, while the structure may be in good condition and could potentially be lived in, there are no residents at that moment.

"Vacant" can also refer to an absence of inhabitants, but it often carries a connotation of being available for sale, rent, or lease. The distinction is subtle but significant in some contexts.

"Derelict" refers to a property that has been abandoned or neglected and is often in disrepair, which does not apply to a home that may simply have residents temporarily away.

"Occupied," on the other hand, indicates that someone is currently living in the home, which is not relevant when discussing a home without present occupants. Therefore, the most accurate term for a home that has no one currently present is "unoccupied."